1. Understanding your relationship to Money

The first step in any persons journey is to understand their own personal relationship to money and wealth. Not a cursory glance, but a real understanding of how you have been taught. 80% of parents believe their children learn all they know about money from time spent at school, whereas 90% of children believe whatever they know about money they learned from their parents. Understanding your genealogy of money and your relationship to it, will have a greater impact on your financial wealth and well being longer term than anything other factor considering 87% of your choices are subconscious, while only 13% are conscience.

2. Inter generational protection

The trappings of success is often more aligned to keeping and protecting wealth rather than investing and growing it.

The single most protective asset vehicle in the united states is a Non Grantor, Irrevocable, Complex, Discretionary, Spendthrift Trust, working in conjunction with IRS code 643b

This simple yet effective inter generational wealth planning trust has been utilized for generations by appropriate private families to secure their wealth for decades to come.

3. Family Office Governance and oversight

It is our experience the most successful families put family relationships as a priority over money. This comes as the wealth is in ‘service; to the family, not visa versa. This does not mean making poor financial decisions, but making sure family is kept in mind when making these decisions and not sacrificing one for the other. Proper family Office governance oversight means financial, human and intellectual capital work collectively together instead of apart.

4. Patient Private Equity

Continued wealth is delivered through identifying investment opportunities with superior risk-adjusted returns which create either proprietary deal flow or collaborative solutions.

This is achieved with management teams who are interested in continuing to be meaningful owners and are invested in seeing the value of their company grow in small to mid-sized companies with at least $5 million of EBITDA, demonstrating significant growth prospects, a meaningful cash flow profile, and the ability to differentiate their business model from that of its competition.

Patient Capital can then be deployed either in control or minority positions and invest through equity, preferred equity, subordinated debt, debt, and other creative structures.